Employment. Litigation. Finance.
If it's Employment, Litigation or Finance, we do it.
And we can use our expertise to help you with it.
Our aim is to help you minimise your business and personal risk; and where you can’t exclude risk, we want to help you understand what risk you are taking on.
We strive to provide excellent legal services and develop clear and robust strategies to help you advance your business. We can provide as much, or as little, as you want. We have low overheads and can provide truly competitive pricing. We want to walk your business journey with you, side by side, not getting in your way.
We help you advance your business at truly competitive pricing.
Employment
Be it employees, contractors, or brokers, we help document these relationships for you to protect your interests.
We prepare all types of contracts and agreements documenting business interactions, whether with other businesses, staff, or contractors.
We also advise on restraints and statutory compliance. When things don’t go as expected, we assist with disputes to minimise the financial and emotional impact on your business.
Litigation
We have litigated in all Federal, NSW, Victorian, and ACT courts and tribunals.
From small disputes, where principles matter more than money, to managing class actions and multi-million dollar claims with significant business risks.
We focus on the financial and human costs of litigation for business owners, executives, and company officers.
Corporate and Commercial
Our litigation experience gives us an insight into doing commercial arrangements properly.
We have a depth of knowledge to prepare and mould to your needs all types of commercial arrangements and documents – shareholder agreements, trust deeds, sale agreements, share subscriptions and sales, SaaS agreements, loan agreements and general commercial advisory.
Finance
This is our industry.
For 25 years we have assisted lenders, aggregators, brokers, insurance companies and employers in the financial sector, and now SaaS providers.
We advise on government regulatory impact, ASIC licensing compliance, privacy, and OAIC requirements. We have helped clients obtain AFSLs and ACLs and navigate banking licenses and corporate guidance from ASIC and APRA.
We manage privacy disputes and advise on statutory compliance, commercial arrangements, and contract documents within the financial system. We also assist with insurance disputes and compliance for businesses and insurers.
ELF Insurance Law
The Principals of ELF Legal have over 25 years’ experience advising underwriters, insurers, brokers, self-insurers and companies on insurance issues arising in Employment, Litigation and Finance. We have proven expertise and experience in the following areas:
Coverage
· Policy meaning and interpretation
· Insuring Clause – meaning and effect
· Claims Made risk types- Professional Indemnity/IT/Cyber/D&O & Side C/Management Liability
· Warranty & Indemnity cover
· Occurrence risk types - Public Liability/Workers/Property
· Travel insurance
· Exclusions
· Prejudice
· Misrepresentation – fraudulent and non-fraudulent
· Insurance Contracts Act 1984 intervention
· Limits and Excesses
· Claim aggregation
· Recovery sharing/benefit of carriage
· Direct claims against insurers under third party legislation
· Dealing with liquidators of insolvent insureds
Drafting
· Terms drafting and refinement
Corporations Act 2001
· Claims handling obligations
· PDS and TMD drafting, advice, and refinement
· Compliance
First Party Disputes
· Disputes with Underwriters
· Defence of Underwriters
· Discrimination and other legislative rights affecting insurance contracts
ELF Legal Pty Limited
Level 24, Three International Towers
300 Barangaroo Avenue
Sydney
GPO Box 827 Sydney NSW 2001
ABN 76 676 317 356
02 7232 1225
Email: nmaley@elflegal.com.au
Liability Limited by a scheme approved under professional standards legislation.